Our approach
A reliable vehicle shouldn't hinge on your credit alone
Little credit, a damaged file or no track record: our financing specialists present your application to lenders who weigh your current situation, your job and your budget rather than your score alone.
Our approach is straightforward: every application is reviewed with respect and without judgment. At Nissan Magog, hundreds of customers have already returned to the road in a Nissan sedan, truck or SUV thanks to a tailored plan: fast approval, flexible terms and rates, and pressure-free follow-up to rebuild your credit over time. Subject to lender approval. Rates and fees may be higher depending on your file.
Who is it for?
The Second Chance Credit program is made for you
Every journey is different. Here are common situations for which solutions exist.
Limited or No Credit
Never held a credit card or an auto loan? We look at your file beyond your score alone.
Bankruptcy or Consumer Proposal
A bankruptcy or consumer proposal doesn't automatically shut you out of financing. Many partner lenders consider where you stand today.
New to Canada
Recently moved to the country and don't have a local credit history yet? Speak with our team: options may exist for newcomers.
Self-Employed
Variable income or self-employed status shouldn't make your application harder. Our assessment adjusts to your financial reality.
No obligation
Apply with no obligation, whenever suits you
Submitting the form doesn't commit you to anything. A member of our team phones you to talk through your situation, in complete confidence. A credit check may be needed to put your file together. Our goal: get you back behind the wheel of a reliable vehicle and help you rebuild your credit, one payment at a time. Subject to lender approval. Rates and fees may be higher depending on your file.
